Merchant cash advance · UK

    See what your card takings could unlock.

    £10,000 to £1,000,000, repaid as a share of your daily card sales, not a fixed monthly bill. We compare 25+ UK lenders to find your best offer. One fixed cost, no APR, no hidden fees.

    • Funded in as little as 24 hours
    • Repaid from card sales — more in busy weeks, less in quiet ones
    • One fixed cost, agreed upfront, never changes
    • Unsecured, and imperfect credit considered

    Credit broker, not a lender

    How much do you need?
    £75,000+
    £10k£1m

    Free, no obligation. Checking won't affect your credit score.

    £10k – £1m
    Advance range
    24 hrs
    Typical decision
    25+
    UK lenders compared
    Up to 90%
    Pre-approval rate

    Works with your card machine and payment provider

    DojoSquareSumUpWorldpayZettleStripeBarclaycardPaymentsenseTyltakepaymentsCloverTeya

    Funded in three steps

    01

    Get your figure

    Use the slider and answer three quick questions. Under a minute, no credit footprint.

    02

    We compare lenders

    We match your profile across 25+ UK funders and come back, typically within 24 hours.

    03

    Money in the bank

    Accept an offer and funds usually land within 24 to 72 hours. Repay from card sales.

    Merchant Business Loans is a trading style of Funding Flow Ltd. A commercial finance broker, not a lender. Merchant cash advance is commercial finance between businesses and is not regulated by the Financial Conduct Authority. Figures shown are illustrative and not a quote. 07448 434762 · hello@merchantbusinessloans.co.uk